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Thomas Huser, 23, Got $48,000 Loan By Claiming to Be VP of Bread Company
Thursday, September 29, 2011 at 1:30 pm
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That's when the bank decided to live up to the industry's steadfast motto: "Giving Capitalism a Bad Name Since 700 B.C."
I didn't seem unusual to loan officers that a bread company would make a 23-year-old punk a regional vice president and give him a handsome pile of loot. No, this is an industry that hands out loans like candy, only to see them go bad, get bailed out by the feds, then go back to handing out loans like candy.
Life is beautiful when someone else always has to pick up the pieces.
Huser presented an IRS 1040A income tax form showing he had an income of $183,000. So the bank gave him two loans totaling $48,000. Part of that would go to Huser's purchase of a $35,000 BMW.
The morons at the bank didn't think anything was wrong until someone noticed a discrepancy in the paperwork. It turns out that the fabled 1040A income tax form is only used by people making less than $100,000.
Which could only mean one thing: Huser wasn't really a 23-year-old bread company executive! Holy shit! Who wouldda thought?!
Huser was charged with false statement to obtain property or credit. Bank officials were accused of being stupendously stupid, but the charges were dropped when officers discovered that wasn't actually a crime.
And off in the distance, a young man mangled by inbreeding stuck up the first chord of "Dueling Banjos."
See our last story from the Gooberville file: Megan Long, 19 & Pregnant, Dies After Storing Mom's Meth in Her Vagina.
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42 comments
He wrote me 2 hot checks for less than $500 each on XMAS Eve when the banks were closed. Little shit. Gave the same Baird Family story. Checked him out its true. He just is not the one with the bread. They were drawn on BOFA.
how about everyone that put a comment on here can go burn n hell cuz its none of there buisness of what others do right or wrong
i think he should be set free its the back falt . so the mines anyone can walk in there and get a loan thats there mistake .not the yong kid
The fact that he had to lie to get the loan means he probably doesn't make enough to buy the car if he applied for a loan at the dealership.
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Personally, I think this kid has big brass cojones! Sure, he's in jail and has effed up his life forever; but he did get the bank to loan him the money.
That is true! And like Newsdog said he might get off with a misdemeanor and if he has been out of trouble up to this point he might not have to spend a day in the slam. PLUS....if he kept up with his payments he may have some really good credit out of the deal, LOL.
Well, let's see. It's fraud not theft. Will that be a major or minor felony? And if the bank got all the cash back and wnats this to go away quietly and quickly, maybe plead down to misdemeanor. Just how little could he get off with?
they probably didn't release the name of the bank cause everyone that banks there would pull out and go to another bank.
If you’re going to rob a bank do it the right way. A guy walked into a bank here in Dallas a couple hours ago, herded everyone into the vault and locked them in then cleaned out several cash drawers. He avoided all the dye packs and radio trackers. By the time the folks in the vault were able to call 911 he was long gone.
Smart guy doing it Old School. I know theft is wrong, but a small part of me is pulling for the guy to get away with it. Not sure why . . .
He probably will. From what I heard on my scanner he had on some kind of mask that his his face. The tellers best guess was a middle age male, 5'7", dressed in a blazer and slacks with a briefcase. No one saw him leave so they had no car description. They are reviewing the bank tapes but it sounds like there is very little to go on.
My hats off to that guy. Yeh theft is wrong but when its planned perfectly and nobody gets hurt i cant help but admire it in a way. The Northern Bank Robbery here was a classic example of how to steal 26million and get away with it. They filled garbage trucks full of the cash and even had the time to do a second run haha. But the bank changed the notes so I dont think the robbers got to use much of the cash, maybe half.
For you youngsters on here, back in the day money was referred to as 'bread'. Oh the irony.
Did you ever get to do the bakery tour? I remember it from when I was a kid. Pretty cool.
They tore the old Dallas operation down a few years back.
LMAO!!! Another tip off should have been buying a $35,000.00 BMW when you make $180,000.00 a year! If I am making 180K I am not going to be driving a 35K car, HELL NO, put me down for about a $65K F250 or better! Was that a used BMW from the 80's? LOL
Here ya go Pete we will see if this works. I specked out a 2012 F250 at $61,510.00. That truck is comparable to my '05 but in a 3/4 ton and the added stuff I would have got if they offered it in 2005.
Trust me I am as shocked as you Pete. In 2005 I bought a new F350 Crew Cab Dually that stickered at $44,000.00. That same truck today sticker’s right at $66,000.00. I went on ford.com the other day just to see how much I could spend on a new truck. Drum roll please........$72,000.00 and I still have not added ranch hand bumpers, tool box/fuel tank, or tinted windows for all of that it's going to push the cost of the truck up to almost $80,000, considering I paid sticker price which no one does.
I never knew trucks were so expensive. My neighbor has an 350 with the tool boxes, though I don't know what ranch bumpers are. But he's in the trades and also plows snow on the side, so he needs something big. I guess I never knew they cost so much. That's like a high-end BMW.
What kind of work do you do that needs a truck so big?
I was out shopping for a car last weekend for the Little Mrs. But seeing as how I have too many kids, I only bought a 15k Dodge wagon.
You might have to be a sap like me and get a minivan. You can still fight plywood in the back and they'll haul plenty of sacks of Quick-crete.
Just when you think the stupidity is done. Probably some new, young, loan officer hoping to make a start to a life long business relationship.
